In traffic accident, life and health insurance disputes, we manage your compensation process against insurance companies in a way that prevents any loss of rights.
In disputes with insurance companies, the balance of information and bargaining power between the parties is uneven; the insured or the injured party is often unfamiliar with the details of the policy or the loss adjuster's report. Through our insurance law advice and representation in Çaycuma and Zonguldak, we remove this imbalance and ensure that the claimant's demand is defended on the right basis and for the right amount.
After a traffic accident, the process with motor own-damage (kasko) and compulsory traffic insurance companies is managed for items such as loss of value, permanent disability and medical expenses. Where the loss adjuster's report does not reflect the actual damage, we also handle the objection process.
When a disagreement arises with the insurance company regarding policy coverage or the amount of the claim, the claim is assessed within the framework of the policy terms and legislation. Whether the exclusion clauses in the policy can be applied to the specific case is also examined separately.
The process is followed on the client's behalf, from opening the claim file to assessing expert reports; where necessary, applications to the Insurance Arbitration Commission or litigation are also handled within this scope.
Yes. The loss adjuster's report and the amount paid can be challenged; if necessary, an independent expert examination can be requested to determine the actual amount of the damage.
No. An application to the Insurance Arbitration Commission or a lawsuit remains available against the rejection; whether the grounds for rejection are lawful is also assessed separately.
Depending on the nature of the accident, compulsory traffic insurance, motor own-damage (kasko) insurance or the other party's liability insurance may apply; which policy and which coverage applies is determined according to the specific circumstances of the case.
Policy details, the damage/accident report, the loss adjuster's report if any, and correspondence with the insurance company are a sufficient starting point; any missing documents can be completed together during the process.
